CALIFORNIA PRIVACY NOTICE

This California Privacy Notice (“Notice”) supplements the information contained in Navien, Inc.’s Privacy Policy (https://www.navieninc.com/privacy) and applies solely to all consumers and households who reside in the State of California (“consumers” or “you”). Navien, Inc. (“Navien” or “we”) adopts this notice to comply with the California Consumer Privacy Act of 2018 (“CCPA”). Any terms defined in the CCPA have the same meaning when used in this Notice.

I. PERSONAL INFORMATION WE COLLECT

Our Website collects information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or device (“personal information”). In particular, Navien’s website, navienrewards.com, and any other website that Navien owns or may own from time to time (collectively, “Website”), has collected the following categories of personal information from its consumers within the last twelve (12) months:

Personal information does not include:

Navien obtains the foregoing categories of personal information from the following categories of sources:

II. BUSINESS OR COMMERCIAL PURPOSES FOR USING PERSONAL INFORMATION

We may use or disclose the personal information we collect for one or more of the following business or commercial purposes:

We may need to collect and use some of the information listed below because we are either legally required to do so or because we need it to provide the requested services to you. If you do not provide the information that we ask for, we may not be able to provide you with the requested services.

III. PERSONAL INFORMATION SALES OPT-OUT AND OPT-IN RIGHTS AND OTHER CONSUMER REQUESTS

Navien does not sell, rent or trade any personal information to third parties. Nonetheless, if you are 16 years of age or older, you have the right to direct us not to sell your personal information at any time (the “right to opt-out”). We do not sell the personal information of consumers we actually know are less than 16 years of age, unless we receive affirmative authorization (the “right to opt-in”) from either the consumer who is between 13 and 16 years of age, or the parent or guardian of a consumer less than 13 years of age. Consumers who opt-in to personal information sales may opt-out of future sales at any time.

To exercise the right to opt-out or to submit any other verifiable consumer request, you (or your authorized representative) may submit a request to us by calling 800-519-8794 or by completing the online form located at ,https://www.navieninc.com/contact.

Once you make an opt-out request, we will wait at least twelve (12) months before asking you to reauthorize personal information sales. However, you may change your mind and opt back in to personal information sales at any time by submitting a request to us at the web address above.

You do not need to create an account with us to exercise your opt-out rights. We will only use personal information provided in an opt-out request to review and comply with the request.

For all verifiable consumer requests, please allow 30-45 days for us to respond, depending on the nature of your request.